uber ain't worth it
your personal insurance covers your car when you're not using Uber, and Uber covers you when you have a passenger. when you're driving around with the app open, you're uninsured. You can get separate insurance but that costs money
most of the time you don't have a ride, if your rating falls below five stars you get fucked hard on fares
a lot of fares are too short to be worthwhile, plus wear and tear on your car as you're waiting to get fares...