this is why you should never listen to your mothers. they'll try to turn you into someone they would have never gave the time of their day, i.e. a "nice guy."
pissing away your youth on education will make you nothing more than a higher level wage slave. you'll have a little more cash to throw around on frivolous shit, but you'll still be slaving away your entire life making someone else richer.
what matters in life is how good you are at taking risks that have a good chance of paying off, and who you know. you can drop out of elementary school but if you have a little luck and take the right risks and know the right people you'll be better off than most people can dream of.