I have about 24k saved up, and in the fall I'm transferring to a state university. The debacle is is that my dad is bashing me on the head telling me to take out a loan and pay for my tuition. I get the sentiment that I shouldn't be spending my own money, but the thought of any number of debt over my head doesn't sit right with me. Granted each semester is only 6k~ and I have about 2 years left to go. Should I heed my dad's advice or should I invest it or something?